Cross border commerce on conversational platforms, You are in control
Powering end-to-end commerce on modern conversational platforms combining cross-border payments with a no-code finance agent builder that creates adaptive, two-step journeys for sales, payments, and growth: driving higher revenue, customer acquisition, and retention.
No code AI agent builder
Our no-code commerce agent builder, helps you build two-step commerce journeys powering sales, commerce, banking, marketing, customer support with preconfigured integrations to banks, payment networks and commerce platforms.



Highlights
"WayaWaya App is a boost for Cardless transactions" -"WayaWaya Enables seemless integrations into new markets"
- Business Daily Africa"Four Kenyan startups make it to the inaugural Visa Everywhere Initiative, Africa " -WayaWaya Won the Audiance choice award as Voted by Visa Executives
- Visa everywhere initiativeHousing finance group launched the first WhatsApp Banking solution to offer customised banking to its customers-Developed by WayaWaya
- HF BankModern Commerce Engine
Our three layer commerce Eco-system combines connections to cross border network of banks & payment networks with a no code agent builder that enables building two step adaptive AI journeys that embeds banking and payments and powers automated sales completion, personalisation at scale, marketing on modern commerce platforms and automated customer support.
Our adaptive banking service builds on this core infrastructure to provide banking services that proactively adapts to different user personas and needs.
No-Code Finance Agent Builder
Deploy autonomous AI agents that handle product sales, payments, marketing, utility payments, banking, invoicing, and automated order reconciliation without a single line of code
Cross-border Commerce & Payments Network
Connect global and regional banking, payments, mobile wallet, utility services and stable coins into your application workflows and business processes by integrating using our collection of API & SDKs.
Countries
Adaptive AI powered banking
Our AI-driven adaptive banking platform that personalizes the financial experience by detecting user personas: such as entrepreneurs, savers, students, or families and dynamically tailoring dashboards, tools, and financial guidance. Today, banking products remain largely unchanged since the 1980s, forcing customers to juggle fragmented apps and generic services that do not fit their real financial behaviour. Our solution uses proactive signal detection and an AI finance coach to deliver a unified, personalised banking experience that evolves with each user.
News Media Highlights
Ready to architect your commerce?
Join the thousands of developers building the future of global commerce on WayaWaya.





